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Copyright 2003 Michael J. Gallagher - All Rights Reserved |
Motorcycles “What if I was on a motorcycle at the time of the collision?” Special rules apply under the No-fault Law if you were injured while operating or riding as a passenger on a motorcycle that was involved in an accident. “What type of insurance is a motorcycle required to carry?” The owner of a motorcycle is required only to carry liability insurance, which does not cover wage loss, medical expenses or replacement services. Liability insurance only protects the owner and operator in the event they are sued by another person because of the accident. “What if the motorcycle accident involved a car, truck or bus?” If the accident involved a car, truck or bus, the injured motorcycle operator and rider can collect wage loss, medical and replacement service benefits from the No-fault insurance carrier of the car, truck or bus involved in the crash, regardless of who was at fault. “What if there wasn’t any liability insurance on the motorcycle?” If you were the owner of the motorcycle and did not insure it for liability as required by law, you cannot recover your wage loss, medical or replacement service benefits from the insurer of the car, truck or bus involved in the accident. However, if you were not the owner or registrant of the motorcycle, you will be permitted to make a claim. “What if the motorcycle collision did not involve a motor vehicle?” If a car, truck or bus was not involved in the collision, you may not have insurance coverage for work loss, medical benefits or replacement services unless you or the owner of the motorcycle bought special motorcycle No-fault insurance coverage. The No-fault insurance carrier for your own car or truck is generally not responsible for these benefits if you were injured while operating or riding on a motorcycle. If you have any questions, please contact me: Michael J. Gallagher, Personal Injury Attorney mike@lawyerinjuryexpert.com 1-877-445-4446 |
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