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Michigan Auto Accident Attorney - Gallagher Law Firm Copyright 2003 Michael J. Gallagher - All Rights Reserved Michigan Auto Accident Attorney |
Michigan Auto Accident AttorneyMichigan Auto Accident Attorney -- Gallagher Law FirmMotor Vehicle accidents can be a particularly traumatic experience for all involved parties.The State of Michigan has a unique compensation system for all injured parties involved in auto accidents, this compensation system is called the No-Fault System, which allows insurance compensation and benefits, regardless of the fault of the party involved in the motor vehicle accident. We at the Gallagher Law Firm specialize in this unique area of Michigan Personal Injury law. If you or your family member was involved in a motor vehicle or motorcycle accident, contact us today for your free consultation. We will help you recover the compensation that you deserve! Michael J. Gallagher Toll Free 1-877-455-4446 __________________________________________ Frequently Asked Michigan No-fault Law Questions: "I was injured in an accident involving a car, truck or bus. Am I covered under No-fault?” Yes, generally. There are very few circumstances in which you would not be covered for No-fault Benefits. If you were the owner of an uninsured vehicle and operating that vehicle and were involved in an accident, you would not be eligible for Benefits. You should consult an attorney if your application for benefits is denied. “What if I do not have insurance?” You would collect your benefits from the insurance company of any relative with whom you live who is insured. If there is no such insurance, you would collect your benefits from the insurance company of the car (or driver) in which you were riding or if that car is uninsured, from the no-fault insurer of the other car (or driver). In a situation of a hit and run accident, there is often a requirement to file a police report within twenty-four (24) hours of the the accident. Additionally, in many instances written notice must be filed with the insurance company within as little as thirty (30) days of the accident. All the more reason to secure legal representation immediately upon injury. “What Benefits am I entitled to receive?” In summary, your rights include payment of reasonable medical bills, including services, accommodation and rehabilitation for the rest of your life for injuries suffered in the accident. Your benefits also include eighty-five percent (85%) of lost wages due to any inability to work. Lost wages are subject to monthly maximums and are paid only for three (3) years from the date of the accident. Your insurance company will also pay up to twenty dollars ($20.00) per day for services you used to provide for yourself or your family (dishwashing, snow removal, home repairs, etc.) that you are unable to perform and must hire someone else to do. Additional benefits include mileage to and from medical appointments and payment to people who provide medical assistance to you at home, even if they are your relatives. The issue of long term benefits for seriously injured people (spinal cord, brain damage, burs, etc.) is perhaps the most complex area of No-fault law. Therefore, it is wise to consult an attorney as to the full range of medical and rehabilitative services that are available under Michigan law. The same is true if a relative has died in an accident. “What about pain, suffering, scarring, and other injuries that are not money losses?” The law permits you to sue the at-fault driver under very limited circumstances. First, you must have been seriously injured. The law defines serious injury as “death” of “serious impairment of body function” or “permanent serious disfigurement.” In addition, you cannot be more than fifty percent (50%) at fault in the accident. If you have suffered one of these “serious injuries” and the other person is 50% or more at fault in the accident, you can sue for non-economic losses including pain, suffering, mental anguish, scars and disfigurement. This is an area in which legal advice is very helpful. |
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